Deflow is an evidence layer for stablecoin deposits. It gives regulated crypto businesses a signed proof of how each deposit was checked and decided.
Specimens:Credited, off-ramp copyFrozen, FIU copy
To a counterparty, a bank or a regulator. Deflow runs the compliance checks you choose, applies rules approved by your MLRO, and records a decision signed by your compliance officer or made automatically under your rules.
Each deposit gets a Payment Passport its recipient can verify independently, ready before the next party asks.
Today an RFI answer is assembled by hand from five systems. Here each payment is checked, decided and documented while it waits in your contract, so the Payment Passport is ready when the question arrives.
Money path: the payer pays into your contract, which holds the payment until you decide, then credits, holds, freezes or returns it. Evidence path: Travel Rule data, checks, your rules, your signed decision, which instructs the contract, and a Payment Passport for the off-ramp, the bank and the regulator.
Checkout collects payer data and a wallet signature before funds move.
Your KYT, sanctions and structuring screens run on the held payment.
Policy versions you approve decide which outcome applies.
You sign with your own key. The contract executes only that.
One document per payment, ready for a bank or regulator.
Deflow does not claim funds are clean. It records which checks ran, under which rules, who decided and what the contract executed.
How one deposit was checked and decided, signed by you. The off-ramp, the bank and the regulator each see what their profile allows.
Specimens:Credited, off-ramp copyFrozen, FIU copy
Which checked deposits make up each withdrawal from your pool.
Every decision in a period with the rule versions behind it, so your auditor can reproduce the logic.
Deflow holds no funds and signs no transactions.
Deployed per payer and owned by you.
Every decision is signed by your officer, or by your policy key under rules your MLRO approved.
Deflow calls the KYT and sanctions sources you already use.
Policies are versioned. Every passport cites the version it was decided under.
We start with a Settlement Manifest over your last 90 days of deposits, then run alongside your flow in shadow mode, with funds moving as they do today, and answer 2–3 real RFIs with Payment Passports.3–4 weeksPilot length2–3 RFIsAnswered with passportsUSDC, EURCOn EVM networks
Send us your work email, company and CASP licence country. We sign an NDA and a DPA before you share any payment data.
Send requestWe reply within one or two working days.